Medical flight membership programs have always been around, although not many have been very popular. Now, with the regulations surrounding surprise medical bills, medical flight service providers are thinking of new ways to stay afloat. Will this mean that membership programs will be redesigned by most of them? It is a question that has remained unanswered, but something that the industry must look at closely.
The disconnect between medical flight service providers has been that they do not honor each other’s memberships. This leaves the members with limited options, wherein they are confined to availing services only from a few medical flight services. In emergencies, they may end up hiring any air ambulance service.
Will the Medical Flight Service Providers Come Together?
This is a big question that has remained unanswered so far. However, the medical flight industry has much to gain if this becomes a reality. Imagine how convenient it would be if one membership would cover all the medical flight services across the country and even across borders. Members simply would not have to worry about the cost. All they would need to do is pay an annual membership fee and the whole family would be covered.
Will Memberships Continue to Remain Popular?
It is likely that medical flight membership programs will gain in popularity. This will be the case even if there is an end to surprise billing. The reason is this: non-emergency medical flight services may still demand out-of-pocket payments. Having a membership can negate this issue. It is for this reason that medical flight memberships will continue to retain their utility. Plus, with the pandemic still not under control, air ambulances can come in handy, especially if it involves flying huge distances for appropriate treatment. The one factor that will continue to retain focus is the acceptability of memberships across service providers.
Frequent travelers – especially those who go to various countries for business – usually make sure that they have an emergency air ambulance evacuation membership. These memberships are in addition to the travel insurance coverage that is usually bought.
Today, COVID-19 has thrown up new problems when it comes to evacuation utilizing air ambulance services across borders. The million-dollar question, therefore, is this – “are air ambulance evacuation memberships useless in the current scenario?”
International Air Ambulance Evacuation Memberships are Currently of No Use
One thing that most countries have in common during this COVID-19 pandemic is the lockdown. Almost all countries have locked their borders to international flights. No one can get in or out of a country any longer unless it is a rescue mission that is conducted by the governments at the highest diplomatic levels. What use is an air ambulance evacuation membership in this scenario? The answer to this question is obvious. There is no much that a medical flight company can do in a situation like this. However, the efficacy of this emergency transport remains for domestic transfers. They are all the more important in the face of the Coronavirus epidemic that has gripped the United States today.
Air Ambulance Membership and Domestic Emergency Evacuation
The United States is preparing to face the pandemic on a war footing. However, the risk of spread to the rural areas still looms large. If there is an outbreak in the rural areas, air ambulance memberships are going to come quite handy. Reaching the urban medical facilities on time will be crucial for those who are severely infected by Coronavirus.
In this context, people must note that it is only the most severe of the cases that are admitted to hospitals for critical care and ventilator support. However, most of the infections are mild, and experts say that some are even asymptomatic.
According to a recent report by Government Accountability Office, 69 percent of air ambulance flights are not covered by private insurance providers. That is more than two thirds of the air ambulances out there in the country. There are a total of about 20,700 medical flights in the United States of America to put a number to this fact. The median price that was charged by air ambulance companies when a helicopter was involved was about USD 36,400 in 2017. The price shot up to USD 40,600 when the need for medical transportation involved fixed-wing aircrafts in the same year. When the complaints pertaining to balance billing to Government Accountability Office were examined, it was seen that the balance billing amounts were at least USD 10,000.
Consider the Necessity of Air Ambulance Service Seriously
Unfortunately, air ambulance services are hardly a consideration when one opts for a private health insurance. The wise thing would be to ask the agent whether they cover air ambulance services. One needs to do this proactively. Moreover, one must specifically ask which of the air ambulance companies are in-network of the private health insurance provider. Once you come to know of the names, check whether these air ambulance companies offer service in your region specifically. There are a lot of regional medical flight companies in the United States of America. Avoid the off chance that the air ambulance companies covered by insurance do not serve your region.
Be Wise and Purchase Air Ambulance Memberships
Air ambulance memberships can be very cheap. The memberships are usually renewed annually. Find out the air ambulance companies in your region and check what kind of memberships they offer. Opt for a membership that covers your entire family. It would not be a bad idea to hold memberships with more than one air ambulance company. These memberships protect the end customers from balance billing. Another great idea is to suggest your employer to get group memberships for the staff of the company as this can get the price of memberships down significantly.