People fly across borders frequently for purposes ranging from recreation to business. One concern that bothers most of these travellers is reaching home safely in case there is a health eventuality. It must be noted that airambulance services can be quite expensive and cost more than $100,000 if you do not have adequate coverage. Yet, people tend to ignore medical flight cost coverage. This happens mainly due to misinformation. Here, we burst a few of such myths.
Airambulance Coverage Comes with Health Insurance Policy
This is the biggest myth that costs most people dearly. While some insurance companies cover a few air ambulance service providers, not all are covered. It is vital that you discuss the kind of coverage that your health insurance policy covers. Look at the coverage both domestically as well as internationally. Also, there is hardly any insurance policy that transfers patients to the hospital of their choice.
Travel Insurance and Air Ambulance Coverage are the Same
There can be nothing which is further from the truth. Travel insurance, unless specifically stated, does not cover air ambulance costs. You might be left to fend for yourself in foreign land where healthcare facilities are not up to your satisfaction. If your travel insurance brings you additional cover for medical flights, go for it. Otherwise, go for an additional cover through another agency.
Coverage for International Air Ambulance is Expensive
There is no truth in this statement. Coverage is often surprisingly cheap and does not cost more than $100-150. You can even get your entire family covered for an amount like that. Memberships are usually annual which means you’ll have to keep renewing it – a small price to pay if you fly frequently. Note that such coverage is available for both national and international travel.
Coverage through Credit Cards is Enough
Does your credit card take you to the nearest appropriate facility only or does it take you to the facility of your choice? Are you expected to make the arrangement for air ambulance? What distance is covered? These are just a few of the questions that you need to ask before solely relying on credit card air evacuation coverage.
If you have more questions regarding airambulance coverage, feel free to ask your questions in the comment section below. We’d love to allay your concerns.
Medical emergencies pop up just about any time. What if they pop up during your overseas vacation? You might be chilling out somewhere in Cuba and suddenly your partner suffers a stroke. You get your partner transported to a hospital and suddenly, you realize that the standards of healthcare are below your expectation. That’s when the panic kicks in.
The first thing that comes to mind is a worldwide air ambulance service that can get your partner safely back home for quality medical care. But then you realize, you’re in Cuba and getting out of a country that doesn’t enjoy a great diplomatic equation with your home country is not all that easy. That’s when the connections of your air ambulance service provider come into picture.
Always Choose Experienced Worldwide Air Ambulance Services
Well-known worldwide air ambulance companies have contacts at the highest level. Take for instance that the Cuban officials put a 24-hour hold on the air ambulance services. These 24 hours could mean the difference between life and death, and staying back is not a choice.
A worldwide air ambulance company that has the right connections will put in all efforts to push the right buttons (and strings) at the highest level to get you evacuated. There are organizations and sympathetic political leaders throughout the world. The only thing needed is the right approach to get to them.
Of Course, Worldwide Air Ambulance Cover Matters
While getting out of a country is one issue, footing the air ambulance bill is another. Your worldwide air ambulance company will be at ease when it knows that you are covered financially. Transporting a patient beyond borders is typically an expensive affair. However, the good news is that there are worldwide air ambulance coverage programs designed specifically for this purpose. The next time, you set out for an overseas vacation, keep these aspects in mind. After all, it pays to be safe.
The recent despicable act of terrorism in Paris recently has got the world together in solidarity with the French. However, it can’t be denied that there is an air of insecurity that is lingering in the air. The attacks have made air ambulance coverage all the more important in a new world where violence seems to make its way in ways that one can’t imagine.
It has been seen that there is a spike in demand for air ambulance coverage off late. So, the vital question is “what kind of air ambulance coverage do I need when travelling abroad?” Your visit could be for business or recreation, you need to clarify certain things with your insurance carrier and also look for additional coverage.
Does Your Travel Insurance Provide Air Ambulance Cover?
It is likely that it doesn’t. Most travel insurances do not cover air ambulance evacuations at all. You don’t want to be stuck in a foreign country in case you’re caught in an unfortunate incident, amid all the chaos. The first thing that would linger in your mind is being with your family and loved ones. So, specifically look for an insurance that brings you air ambulance evacuation.
You’re Better off with Additional Air Ambulance Coverage
There are specific air ambulance coverage plans available to you today. While the maximum that insurance can offer you is air ambulance transfer to the nearest facility in your home country or abroad, you can get a better deal than this through additional cover.
There are air ambulance plans today that promise to bring you back to a medical facility that is close to your home. Some even offer to transport you to a facility of your choice. If you’re thinking that the whole affair is going to be expensive, think again. There are plans that cover you both domestically and internationally for a few hundred dollars each year. All you need to do is look for a plan that suits you best.
World today is truly a smaller place with people travelling from one end to the other for business purposes all the time. Most organizations have branches all over the world and it becomes imperative for executives to travel between these destinations frequently. However, not all those destinations have quality medical care. You wouldn’t want to be stranded in a country with inferior medical standards due to the air ambulance service costs. Here’s what you can do to keep yourself safe at all times.
Look at the Extent of Air Ambulance Service Coverage
Not all air ambulance service covers are equal. While some will bring you complete coverage, others might not. Study the agreement well, especially the fine-print. Check whether the policy covers the regions that you travel and also about the limitations of the policy. You don’t want to end up in your home country but still pretty far from your home. So, determining the destination is vital.
Does the Air Ambulance Service Policy Cover Pre-existing Medical Conditions?
Most policies do not cover the risk of pre-existing medical conditions. When you’re travelling overseas, you don’t want to be stuck with such a limitation. Keep in mind that a pre-existing condition is more likely to trouble your health than a new one. You want an air ambulance service cover that has no such conditions.
Speak to Your Employer about Air Ambulance Service Cover
Don’t shy away from asking your employer to foot the costs that an air ambulance cover demands. After all, it is also for the good of your company that you travel to far-off lands. So, it is your employer’s moral responsibility to keep you safe through an air ambulance service cover. Many a times, it is only the lack of knowledge that keeps your employer from offering you such benefit. All you need to do is make your concerns apparent.
Travelling overseas alone, or even as a couple, can be quite intimidating, especially if you encounter a medical emergency of serious nature. Even if you are covered for emergency medical evacuation and have good travel insurance, you would be better off returning to your home country for better treatment and aftercare. Air ambulances become a necessity in these cases. If you are a citizen of the United States, you can expect some help from the US Consulate in this regard.
How Can the Consulate Help You with Air Ambulances?
The consulate will assist you in locating an air ambulance that is best suited for your medical evacuation. You can even request that your friends and family be informed if doing that is tough for you given the circumstances. This will give your loved ones enough time to arrange for finances and take care of other aspects on your arrival.
You can always visit the US Passports and International Travel website to view the list of medical evacuation companies. The same website also lists the US as well as overseas travel and medical insurance companies.
Consulate does not Cover Cost of Air Ambulances
Keep in mind that the consulate merely acts as a facilitator and any expense will still have to be borne by you, your family, your insurance or any other type of coverage that you might have opted for. Keep in mind that your domestic insurance carrier will not cover you when you are abroad, if you have not purchased a cover that specifically states that a medical evacuation will be covered.
The website of the US Passports and International Travel specifically mentions that it assumes no liability or responsibility of any kind. The companies that provide air ambulances are merely listed for the convenience of international travellers. However, finding links to information about air ambulance companies and insurance providers becomes easy when you refer to this website.